Vendor Equipment Financing
That Closes More Deals.
Give your buyers an affordable monthly payment right at the point of sale — while EquipCash pays you 100% upfront and carries all the credit risk. Built for dealers, distributors, and manufacturers in medical, construction, and industrial equipment.
It’s Not the Equipment That Stalls the Deal.
It’s the Price.
You build the relationship, prove the ROI, and earn the trust — then the total capital cost stalls everything. Without financing at the point of sale, your pipeline leaks in four predictable places.
Stalled sales cycles
Buyers delay for months waiting on a bank decision or to free up cash reserves — and momentum dies.
Margin erosion
You discount to fight “sticker shock” instead of holding your price, cutting into hard-earned profit.
Deals lost to competitors
Buyers walk to the vendor who offers a turnkey monthly payment — even when your equipment is better.
Risk on your books
In-house terms and unpaid invoices sit on your balance sheet, tying up capital you’d rather deploy.
Turn Point-of-Sale Financing Into Your Strongest Close
The EquipCash Vendor Equipment Financing program drops into the sales process you already run. We handle underwriting, documents, and billing — your team does one thing: sell more equipment.
Why Offer Vendor Equipment Financing at Point of Sale?
By integrating flexible vendor equipment financing directly into your sales process, you eliminate buyer budget constraints and close larger deals faster. The commercial lending history behind EquipCash means we understand equipment dealers — and the commercial credit solutions we offer are structured around the way you sell. According to the Equipment Leasing and Finance Association (ELFA), businesses that offer point-of-sale financing consistently close more transactions at higher average values.
Get Paid 100% Upfront
Full purchase price funded to your account as soon as your customer accepts delivery. No split invoices, no waiting on terms.
Zero Credit Risk to You
We own the underwriting and collections. If a customer defaults down the line, your company stays 100% protected.
Bigger Deals, Higher Close Rates
Reframing a $100k expense as a manageable monthly payment kills sticker shock and lifts average order value.
Fast, Flexible Approvals
Application-only decisions on most deals, plus custom structures: FMV leases, $1 buyouts, deferred and seasonal payments.
More of Your Customers Get to “Yes”
Most vendors lose deals not because the buyer didn’t want the equipment — but because a lender said no. EquipCash is built differently. We’ve created a platform that puts your business, its equipment, and your customer in position from the start — making it easier to fund each deal with far less emphasis on the typical credit profile. More of the customers you’re already quoting come back approved.
Because the equipment itself secures the financing, the buyer’s credit score carries less weight than you’d expect. Some programs lead with the asset and time in business rather than the score — so the more valuable the equipment, the easier the yes. The deals you sell are exactly the deals we’re built to approve.
Get More Buyers ApprovedFinancing Built Around What You Sell
EquipCash structures each deal around the strengths of the equipment itself — from revenue-generating medical devices to heavy machinery that earns for years. Whatever business-essential equipment you sell, there’s very likely a fit.
Construction & Heavy Equipment
Excavators, loaders, cranes, and vocational trucks work productively for many years and hold strong resale value, so they stay dependable collateral across a long term. That lets us structure seasonal and skip payments around project cash flow, finance new or used units, and say yes to newer contractors still building their track record.
Manufacturing & Industrial
CNC machines, automation cells, and packaging lines stay central to production and keep their value on the resale market, making them solid, financeable assets. That supports larger tickets, step and deferred structures timed to a production ramp, and capacity upgrades that help pay for themselves.
Most Equipment Types
Transportation, material handling, laboratory, restaurant, technology, and more — if the equipment is essential to how a business earns, it usually makes strong collateral. And because the asset secures the deal, we can approve a wider range of buyers, new and established alike.
How the Vendor Partnership Works
No new software, no finance department, no change to how your reps sell.
Quote
Present an EquipCash monthly payment beside your equipment price on every proposal — turning a large capital outlay into a simple operating expense.
Approve
Your customer completes a short digital application. We underwrite quickly with minimal paperwork, and most decisions come back fast.
Get Paid
Documents sign, the equipment ships, and EquipCash funds 100% of the transaction straight to your bank account.
Stop Financing Deals Like a Bank
Running credit in-house creates delayed decisions, admin load, compliance exposure, and lost selling time — and every dollar tied up in customer terms is a dollar that can’t go into inventory or payroll. That’s why dealers are moving to a financing platform: it turns a cost center into a close rate.
- No internal underwriting or collections
- No compliance and servicing burden
- Capital freed for inventory and growth
A Finance Desk Without Building One
The program runs quietly alongside your team. Your customer keeps working with your reps while EquipCash handles approvals, documents, and servicing — so financing feels like a natural part of your process, not a hand-off to a stranger. For qualifying partners, we can also explore private-label options to keep more of the experience under your brand.
- Seamless fit into your existing workflow
- Dedicated vendor relationship manager
- Private-label options for qualifying partners
Pre-Approved Financing Tiers Lift Order Volume
Set standing approval tiers for repeat buyers and your reps can quote with confidence — no waiting to learn what a customer qualifies for. Distributors who quote pre-approved payment ranges consistently see larger carts and fewer abandoned quotes.
Financing Across the Markets You Sell Into
Custom structures tuned to how each industry buys, invoices, and earns.
Medical & Dental Equipment
Help practices, clinics, and diagnostic centers acquire advanced devices without draining operating capital.
Construction & Heavy Equipment
Let contractors and fleets expand jobsites on terms aligned with seasonal revenue.
Manufacturing & Industrial
Give industrial clients a clear path to upgrade capacity and boost production output.
We also fund transportation, veterinary, laboratory, restaurant, fitness, agriculture, printing, packaging, technology, office, and energy equipment — for new and used assets, startups and established businesses, nationwide.
Every Day Without Financing Is a Deal a Competitor Can Win.
Turn financing into one of your strongest sales tools. Partner with EquipCash and start closing the deals that used to stall at the price tag.
Questions Vendors Ask Before Partnering
Does it cost anything to become a vendor partner?
How fast do my customers get approved?
Do you really pay 100% upfront?
Who handles billing and support after the sale?
Can we offer deferred or seasonal payments?
Can I offer financing under my own brand?
Do you finance used equipment and newer businesses?
Join the EquipCash Vendor Network
Tell us what you sell. A Vendor Program Specialist follows up within one business day to set up your custom financing framework. Ready to expand your distribution pipeline? Apply for our vendor equipment financing partner program today and start funding more transactions.
- No cost, no obligation to enroll
- Custom program built around what you sell
- Prefer to talk first? Call 909-781-4040