Medical Imaging Equipment Dealer Financing Program
If you sell MRI, CT, PET, ultrasound, X-ray, or mammography systems, EquipCash can help you turn price objections into monthly-payment conversations — your customers apply for financing, and on funded deals you're paid in full at delivery.
Dealer Revenue Calculator
Estimate your additional monthly revenue from offering point-of-sale financing
Illustration only. Calculator results are estimates based on the inputs you select and do not represent guaranteed additional sales, revenue, approvals, or financing terms.
Why Medical Imaging Dealers Choose EquipCash
High-cost imaging systems are among the most financing-dependent purchases in healthcare. Offering point-of-sale financing can help dealers improve close rate, average ticket, and repeat business by removing price as the deciding factor.
You Get Paid in Full at Delivery
When a deal funds, EquipCash pays the dealer the full invoice amount. No receivables and no collections on your books. In a standard non-recourse structure, the financing source — not the dealer — carries the credit risk.
Close the Deals That Walk Away
Practices that love your system but can't write a $300,000 check don't have to. A monthly payment conversation reopens deals that stalled on price — without discounting your equipment.
Larger Average Ticket
When buyers think in payments, they spec the system they actually need — not the base model. Service contracts, installation, and software add-ons all fold naturally into the monthly number.
Repurchase Cycle Built In
A financed buyer has a natural end-of-term conversation scheduled 48–72 months out. That's a warm, scheduled upgrade call — not a cold outreach hoping they remember you.
Multiple Funding Sources
EquipCash works with a platform of lenders, not a single bank. Startup practices, story credits, and large corporate healthcare groups all have paths to approval.
Fast, App-Only Approvals
For many standard transactions up to $500,000, financing sources can offer app-only approvals — often without full financial statements or tax returns. Approval timelines depend on the transaction and financing source.
Imaging Equipment We Finance — New and Used
Most major modalities may qualify, including many refurbished and pre-owned systems from certified resellers, subject to review. If your customer can use it clinically, it's worth submitting for review.
🧲 MRI Systems
- 1.5T and 3.0T closed-bore MRI
- Open and upright MRI systems
- Extremity and dedicated MRI units
- Mobile and transportable MRI
- MRI coils and upgrade packages
⚡ CT Scanners
- 16, 64, 128, and 256-slice CT
- Dual-source and spectral CT
- Cone beam CT (CBCT)
- Low-dose and cardiac CT
- CT accessories and workstations
☢️ Nuclear Medicine & PET
- PET/CT hybrid systems
- PET/MRI hybrid systems
- SPECT and SPECT/CT systems
- Gamma cameras
- Radiation therapy planning equipment
🔊 Ultrasound & Diagnostics
- Shared-service and point-of-care ultrasound
- Cardiovascular ultrasound systems
- 3D/4D obstetric ultrasound
- Diagnostic X-ray and fluoroscopy
- Mammography and bone densitometry
The Conversation That Changes Everything
The same system. Two completely different conversations depending on how you present it.
From "We Need to Think About It" to "When Can You Deliver?"
When you lead with the monthly payment instead of the sticker price, the objection can change from "we don't have $285,000" to "can we get started?" Many practices may be able to absorb a monthly payment into a working budget more easily than a single large check.
For illustration only. Actual payment depends on credit approval, rate, term, fees, transaction structure, and financing source.
How the Medical Imaging Dealer Financing Program Works
No captive finance arm to build. In a standard non-recourse structure, the financing source carries the credit risk. Your team sells — we handle the financing.
Enroll Your Dealership
Complete a short vendor intake. No fees, no volume minimums. You're approved to start offering financing to your buyers.
Quote the Monthly Payment
Your sales team presents pricing as a monthly payment alongside the system price. One line on the quote does the heavy lifting.
Your Buyer Applies
A one-page application — completed by your customer, not your staff. Many standard decisions up to $500,000 come back quickly; timing depends on the transaction and financing source.
You Get Paid at Delivery
Once funded, EquipCash pays you the full invoice amount. The financing source collects monthly payments from your customer. You never touch collections.
Why Imaging Dealers Lose Sales Without Financing
⚠️ These conversations happen every week without a financing program:
Translation: they're going to find a dealer who offers payments.
Every day they're at the bank is a day your competitor can call.
Discounting is not the answer. A lower monthly payment is.
Next quarter your contact gets a call from a dealer who solved the money problem.
A medical imaging equipment dealer financing program doesn't just save individual deals. It changes the baseline from "how do we pay for this" to "when can we start" — across every buyer conversation your team has.
Calculate Your After-Tax Net Cost on Medical Equipment
High-cost diagnostic systems, imaging equipment, and specialized clinical technology may qualify for a Section 179 deduction, depending on the buyer's tax situation and current tax law. Estimate potential tax impact and net cost — then confirm with a qualified tax advisor.
Ready to Offer Financing to Your Imaging Buyers?
Enroll your dealership today — no cost and no volume minimums. In a standard non-recourse structure, the financing source carries the credit risk. Your team sells the equipment; we handle the financing.
Medical Imaging Dealer Financing — Common Questions
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What types of imaging equipment does EquipCash finance?Many major imaging modalities may qualify, including MRI, CT scanners, PET/CT, PET/MRI, nuclear medicine equipment, ultrasound, digital X-ray, fluoroscopy, and mammography. New, used, and refurbished equipment may be considered. Eligibility depends on equipment type, condition, market value, liquidity, buyer qualifications, transaction structure, and lender requirements.
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Does my imaging dealership take on any credit risk in this program?The financing source makes the credit decision, and the dealer's responsibilities depend on the specific program and transaction documents. Do not assume every transaction is non-recourse; EquipCash will explain the applicable structure before the transaction is completed.
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What credit profiles can EquipCash approve for imaging financing?EquipCash works with multiple financing sources, which may provide opportunities for established businesses, newer practices, and a range of credit situations. Not every transaction is approved, and terms vary by funding source.
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How long does the approval process take for medical imaging deals?Some standard transactions may receive an initial decision quickly, while larger or more complex transactions may require additional documentation and more time. Approval and funding timing depend on the buyer, equipment, transaction size, documentation, equipment acceptance, and financing source.
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What financing structures are available for medical imaging buyers?Depending on the transaction, available structures may include equipment finance agreements (EFA), $1 buyout leases, fair market value (FMV) leases, and sale-leaseback financing for practices that own eligible imaging equipment. The available structure and terms depend on the buyer, equipment, transaction, and financing source.
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Does used or refurbished imaging equipment qualify for the dealer program?Yes. Qualified used and refurbished imaging equipment may be financeable. Age, condition, market value, equipment type, resale market, and lender requirements are considered on a case-by-case basis.
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Can imaging buyers use Section 179 to reduce the real cost of financed equipment?Some qualifying equipment purchases may be eligible for Section 179 or other tax treatment. Eligibility and the amount of any deduction depend on the buyer's circumstances and applicable tax law. Buyers should consult a qualified tax professional. Use the Section 179 Calculator as a planning estimate, not tax advice.
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How does a medical imaging dealership enroll in the EquipCash vendor program?Complete the vendor intake form below. EquipCash will review the dealership information and follow up regarding program availability and next steps. There is no stated cost to apply to the vendor program and no obligation to submit a transaction.
Tell us about your imaging dealership. A principal will follow up within one business day — no cost, no obligation.
Subject to credit approval, time in business, equipment type, and lender conditions. EquipCash is not a direct lender. Program structures and timelines vary by funding source. Section 179 eligibility should be confirmed with a qualified tax advisor.