Aircraft Dealer Financing & Aviation Vendor Programs
EquipCash aircraft dealer financing helps aviation dealers offer flexible purchase and leasing options. Give qualified commercial buyers a financing path — so a deal that stalls on a cash purchase has somewhere else to go.
Our aircraft dealer financing program supports aircraft dealers, brokers, avionics shops and aviation equipment distributors in all 50 states.
Aircraft financing from $250,000 to $300 million — based on purchase price or current aircraft value. Smaller aviation equipment is financed under separate programs.How Aircraft Financing Helps Dealers Close More Sales
Most aviation sales that fall apart do not fall apart over the aircraft. They fall apart over how the buyer is going to pay for it. A financing option presented early in the conversation keeps a qualified commercial buyer moving instead of waiting another quarter.
Buyers stay in the conversation
A buyer who cannot write the full check today is not necessarily a buyer who cannot proceed. Presenting a financing path keeps a qualified commercial prospect in your pipeline rather than deferring the decision indefinitely.
Liquidity stays where it works
Operators rarely want to drain reserves into a single airframe. Spreading the acquisition cost lets an eligible buyer keep working capital available for payroll, maintenance reserves, fuel and the next contract.
Larger transactions become reachable
A buyer weighing a smaller airframe on cash may qualify for the aircraft that actually fits the mission. That is a larger sale for you and a better-matched aircraft for the customer.
What this looks like in practice
A charter operator comes in for a mid-time turboprop because that is what their cash position supports. With a financing structure on the table, the conversation shifts to the airframe that matches their route structure and dispatch requirements. A flight school planning to add one trainer a year looks instead at acquiring several at once as enrollment allows. An agricultural operator who would normally wait until after the season can position an aircraft before the spray window rather than after it.
None of this requires you to become a finance company. You keep selling aircraft and equipment. EquipCash reviews the transaction, works it through our platform of capital partners and deals directly with your customer on the financing side — while keeping you informed on where the transaction stands.
Every transaction is reviewed individually. Each customer must be approved for the particular program they are interested in, and financing is available to business credit customers for commercial purposes only. No approval, amount, rate, term or timeline is guaranteed.
Aircraft Dealer and Broker Financing Support
Whatever sits on your ramp or in your listings, the financing question is the same: can this buyer be approved, on this aircraft, for a structure that works? These are the aircraft categories our capital partners review most often.
Seasonal buyers, structured timing
Agricultural aviation is the clearest example of why structure matters. An aerial application business earns inside a compressed window, and a flat twelve-month payment schedule can sit badly against that. Where a program allows it, payment timing can be shaped around the season — subject to approval, program availability and the strength of the file.
The same logic applies to flight schools with enrollment cycles, charter operators with seasonal route demand, and firefighting and forestry contractors whose revenue follows a contract calendar.
Business Jets & Corporate Aircraft
Very light jets through large-cabin and ultra-long-range aircraft sold to corporate flight departments, Part 135 charter operators and closely held companies flying for business purpose. These are the transactions where the $250,000 aircraft value threshold is rarely a question and the structure matters most.
Helicopters & Rotorcraft
Corporate and air-tour helicopters, utility and heavy-lift rotorcraft, training helicopters, offshore support and air medical airframes. Rotorcraft files live or die on component times and overhaul status, so have those records ready when you submit a buyer.
Turboprops & Commuter Aircraft
Single- and twin-engine turboprops, executive turboprops, short-field and multi-mission airframes. The workhorses of regional charter, medical transport and cargo-feeder work — strong useful loads, long service lives and the kind of resale history capital partners like to see behind a structure.
Flight-Training Aircraft & Fleets
Primary and advanced trainers, instrument trainers, complex and multi-engine aircraft, and complete flight-school fleet acquisitions. Schools frequently buy several airframes at once as enrollment grows, which makes a multi-aircraft transaction a normal conversation rather than an unusual one.
Agricultural & Aerial Application Aircraft
Crop-dusting and aerial application aircraft, forestry and fire-support airframes, agricultural helicopters and precision-spraying platforms. Spray systems, GPS swath guidance, loading equipment and nurse trucks can often be part of the same conversation as the airframe.
Pre-Owned Aircraft
Pre-owned airframes are reviewed on the same terms as new: age, total time, engine and component times, maintenance status, logbook completeness, damage history, marketability and intended commercial use. A well-documented older aircraft with a clear commercial purpose often reviews better than a newer one with gaps in its records.
Utility, cargo, amphibious, air ambulance and special-mission aircraft are reviewed as well. For the buyer-facing detail on aircraft categories, manufacturers and documentation requirements, point your customers to the aircraft financing page.
Aviation Equipment Vendor Programs
A large share of aviation spending never touches an airframe sale. Avionics retrofits, engine overhauls, simulators, ramp equipment and shop machinery are substantial capital projects in their own right — and your customers face the same cash-versus-capital decision on those that they do on an aircraft.
The $250,000 aircraft threshold does not apply here. It refers to aircraft purchase price or current aircraft value. Smaller avionics, ground support, maintenance and other aviation equipment transactions may qualify through regular commercial equipment financing programs.
- Avionics & flight-deck systems — glass cockpit retrofits, flight management systems, autopilots, ADS-B, weather radar, terrain awareness, satellite communications.
- Ground support equipment — tugs and pushback tractors, ground power units, deicing equipment, belt and cargo loaders, lifts, stairs, fuel and service trucks, air-start and preconditioned air.
- Flight simulation & training systems — full-flight simulators, flight training devices, fixed-base and cockpit trainers, VR training platforms, maintenance trainers.
- Aircraft maintenance systems — engine stands, hydraulic lifts and jacks, borescopes, nondestructive testing, avionics test benches, wheel and brake servicing, composite repair, wash systems.
- Specialized aviation equipment — engines and APUs, propellers and rotor components, cabin and connectivity upgrades, hangar door systems, airport lighting, fueling infrastructure, FBO and cargo handling equipment, aerial mapping and LiDAR packages.
Installation, software, infrastructure and mission-specific modifications may require specialized underwriting or a separate structure. Tell us what is being installed and on what, and we will tell you which route fits.
Why Partner With EquipCash
EquipCash is an independent commercial equipment financing company working through an extensive platform of capital partners — which means your customer's file is not limited to one credit box. We review aircraft purchases, leases, refinances and sale-leasebacks for your qualified commercial customers.
Support more sales
Financing options can help qualified customers proceed with aircraft and aviation equipment acquisitions that would otherwise wait.
Preserve customer liquidity
Eligible buyers can spread acquisition costs while keeping working capital available for operations.
Support substantial transactions
Qualifying aircraft purchases and sale-leasebacks are reviewed from a $250,000 aircraft value threshold up to $300 million.
Expand your financing toolkit
Commercial aircraft purchase financing, leasing, refinancing and aircraft sale-leaseback opportunities may all be reviewed.
A–C credit profiles
Customers across A, B and C credit are reviewed, though aviation programs often expect stronger credit, more equity or fuller documentation.
No direct dealer cost
Standard vendor programs carry no direct cost to the dealer. Any transaction-specific arrangements are discussed with you before proceeding.
How Our Aviation Vendor Program Works
Five steps from first conversation to funding. Nothing here commits you to anything until you decide to submit a customer.
- Initial vendor intake. Tell us about your business, what you sell, your customer base and typical transaction amounts. The form below is where this starts.
- Vendor review. We evaluate your operating history, business standing, product eligibility, documentation and fulfillment capabilities.
- Program setup. Following acceptance, we coordinate vendor agreements, applications and sales support materials so your team has something to hand a customer.
- Customer submission. Submit qualified opportunities with purchase information and aircraft or equipment details.
- Approval and funding. Each transaction is individually underwritten and proceeds subject to documentation, title, delivery, acceptance and funding requirements.
Become an Aviation Financing Partner
Tell us about your dealership, brokerage, distribution business or equipment program. There is no cost to submit this, and it does not obligate you to anything.
This is the vendor program form, not a customer credit application. Do not use it to submit a buyer — once your program is set up we will give you the customer submission path.
Vendor Approval Considerations
Vendor acceptance is a review, not a formality. Knowing what we look at up front saves everyone a round of questions.
Business standing
Vendors should generally have at least one year of operating history and a credible commercial business presence — a real place of business, verifiable contact details and a trading history we can confirm.
Authority to sell
You should be able to document your authority to sell the aircraft or equipment, whether as owner, dealer, authorized distributor or broker acting under a listing agreement.
Documentation quality
Accurate invoices with correct legal names, serial numbers and registration information. On aircraft, that extends to title, logbooks, maintenance records and registration status.
Delivery and service
The ability to support delivery and any applicable installation, warranty or service obligations attached to what you sold.
Vendor acceptance is not guaranteed, and acceptance as a vendor is separate from approval of any individual customer transaction. Each customer must be approved for the particular program they are interested in.
Aircraft Sale-Leaseback Opportunities for Your Customers
Some of your customers are sitting on aircraft with substantial equity and a cash flow problem they have not connected to it. An aircraft sale-leaseback lets an eligible business sell an owned aircraft into an approved financing structure and lease it back — the aircraft keeps flying the same missions while the equity goes back into the business.
For a dealer or broker, this is a reason to stay in touch with buyers long after the sale closes, and a way to help a customer fund the next acquisition from an asset they already own.
- Access capital currently tied up in an owned aircraft.
- Retain operational use of the aircraft under the lease.
- Fund fleet expansion, overhauls, payroll or other business needs.
- Improve liquidity without selling off a revenue-producing asset.
Aircraft acquired recently or owned for years may qualify for sale-leaseback review. Available proceeds depend on aircraft value, title, liens, condition, financial qualifications and financing structure. No particular percentage of the purchase price is guaranteed, and the timing of a purchase does not by itself establish eligibility.
What we need to look at one
- Aircraft make, model, year, serial and registration
- Current estimated value or a recent appraisal
- Title and lien position, with payoff figures if financed
- Total time, engine and component times, maintenance status
- How the aircraft is used commercially
- Business financials for the operating entity
Aircraft and Aviation Equipment Dealers We Serve
If you sell aircraft or the equipment that keeps them flying to commercial buyers, the program is worth a conversation.
- Business jet & corporate aircraft dealers
- Aircraft brokers
- Turboprop & Cessna dealers
- Helicopter & rotorcraft sellers
- Flight school aircraft suppliers
- Agricultural aircraft distributors
- Air ambulance & utility aircraft brokers
- Cargo aircraft sellers
- Avionics dealers & installers
- Engine & overhaul suppliers
- Flight simulator vendors
- Ground support equipment distributors
- MRO equipment providers
- Airport & FBO equipment suppliers
- Hangar & infrastructure contractors
- Aviation parts & tooling distributors
Representative manufacturers seen across these categories include Gulfstream, Bombardier, Cessna, Dassault Falcon, Embraer, Pilatus, Beechcraft, Piper, Cirrus, Diamond, Daher, Bell, Airbus Helicopters, Leonardo, Robinson, Air Tractor, Thrush, Garmin, Collins Aerospace, Honeywell, CAE, Tronair, TLD and Textron GSE. These names are illustrative and do not imply affiliation, endorsement or guaranteed financing eligibility.
Aviation Vendor Program FAQs
Do you work with aircraft brokers?
Yes. Qualified brokers and dealers may be considered for a financing relationship, subject to review. We will want to understand how you are engaged on a transaction — as owner, dealer, authorized distributor or broker under a listing agreement — and to see that documented.
Can you finance pre-owned aircraft?
Yes. Eligible pre-owned aircraft are reviewed based on condition, maintenance and damage history, logbook completeness, title and lien position, marketability of the model and the overall strength of the transaction.
Is the $250,000 minimum the same for all aviation equipment?
No — and this is the point most often misread. The $250,000 threshold refers to aircraft purchase price or current aircraft value, not a minimum loan amount and not a floor for equipment. Smaller eligible aviation equipment transactions — avionics, ground support, maintenance systems, simulators — may qualify through regular commercial equipment financing programs.
How much aircraft financing can EquipCash review?
Aircraft opportunities from a $250,000 aircraft purchase price or current value threshold up to $300 million may be considered, subject to program availability, eligibility and approval. Where a transaction sits in that range changes which capital partners can look at it.
How quickly are vendors paid?
Funding and payment timing depend on approval, documentation, title, delivery, acceptance and other conditions. Certain eligible equipment programs may permit pre-funding. Aircraft transactions generally have different closing timelines, since they can involve appraisal, title and escrow, lien releases and a pre-buy inspection.
Is there a fee for vendors?
Standard vendor programs generally have no direct cost to the dealer. Any special or transaction-specific arrangements are discussed with you before proceeding.
What credit profiles do you review?
A, B and C credit profiles are reviewed across our platform of capital partners. Aviation programs specifically tend to expect stronger credit, more equity, relevant operating experience or fuller documentation than general equipment financing. Approval is never guaranteed.
Can a startup aviation business be financed?
Startup requests are reviewed individually. A personal guarantee is expected on startup transactions under current capital partner programs. Relevant aviation experience, reserves, realistic projections, and contracts or letters of intent carry real weight — where an applicant is lighter in one area, they generally need to be notably strong in the others.
Do my customers apply through this page?
No. The form on this page is vendor intake only. Customers apply through the equipment financing application, and once your vendor program is set up we will give you the submission path to use for your buyers. Buyers purchasing through a corporation or a multi-entity ownership structure should start with the corporate financing application instead.
Aircraft documentation resource: Aircraft dealers and buyers can review registration information and aircraft records through the FAA Aircraft Registry.
Ready to Offer Financing to Your Aviation Customers?
Whether you sell business jets, helicopters, trainers, agricultural aircraft, avionics or ground support equipment, EquipCash will review your business for the aviation vendor program and tell you plainly where it stands.
Financing Disclosure
EquipCash is an independent commercial equipment financing company offering flexible equipment financing and leasing solutions to businesses across a broad range of industries and credit profiles. Financing is available exclusively for commercial and business purposes, not personal, family, or household use.
Each financing request is evaluated individually, with programs available for businesses with varying credit qualifications. Approvals, rates, terms, financing amounts, and structures depend on the overall transaction, including creditworthiness, equipment, and supporting documentation. Financing is subject to approval, and specific terms or funding timelines are not guaranteed.
Information provided on this website is for general informational purposes and does not constitute a financing commitment or tax, legal, or accounting advice. Businesses should consult their professional advisors regarding their individual circumstances.
Aircraft categories, manufacturer names and model designations are used for identification purposes only and do not imply affiliation, endorsement, availability, or that any particular aircraft or model is eligible for financing. Photographs are illustrative only; the aircraft and operators shown are not EquipCash customers, and their appearance does not imply any relationship with EquipCash.