Construction Equipment Financing Calculator
The EquipCash Construction Equipment Financing Calculator estimates your monthly payment on excavators, loaders, cranes, bulldozers, and other heavy construction equipment — get an instant estimate with no sign-up needed.
Construction Equipment Financing Calculator
Enter your equipment details for an instant monthly payment estimate.
This is an estimate only, not a financing offer or guarantee of approval. Your actual rate and monthly payment will depend on your credit profile, time in business, equipment type, and lender underwriting. All rates and terms are determined at the time of approval and are subject to change.
Ready to see what you qualify for?
Get an equipment financing quote from EquipCash. App-only to $500,000 — decision typically within 24 hours.
Apply Now →Construction equipment financing — what to know
The Construction Equipment Financing Calculator is built for contractors and construction companies evaluating the cost of financing heavy machinery. Whether you're pricing a new excavator, a compact track loader, or a tower crane, enter the equipment cost and get an instant estimated monthly payment using EquipCash's best available rate. Equipment financing is a mainstream funding method across the industry, tracked by the Equipment Leasing and Finance Association.
What construction equipment can I finance?
Most heavy construction equipment qualifies: excavators, bulldozers, motor graders, wheel loaders, skid steers, compact track loaders, backhoes, cranes, dump trucks, concrete mixers, paving equipment, and more. Both new and used qualify.
Does construction equipment qualify for Section 179?
Yes — most construction equipment qualifies for the Section 179 deduction (detailed in IRS Publication 946). Run the numbers in this Construction Equipment Financing Calculator, then use our Section 179 Calculator to estimate your tax write-off and see how it lowers your true net cost.
Can I finance construction equipment with challenged credit?
Yes. EquipCash works with lenders that specialize in challenged-credit construction financing, including 360 Equipment Finance and NFS Capital. Revenue and cash flow often matter more than a credit score for heavy equipment.