Medical Imaging Equipment Dealer Financing Program
If you sell MRI, CT, PET, ultrasound, X-ray, or mammography systems, EquipCash helps you offer financing to qualified buyers so financing can become part of the sales process without requiring you to build your own finance department.
Dealer Revenue Calculator
Estimate the potential revenue impact of offering point-of-sale financing
Illustration only. Calculator results are estimates based on the inputs selected and do not represent guaranteed additional sales, revenue, approval, or financing terms.
Why Medical Imaging Dealers Choose EquipCash
High-cost imaging systems can create significant budget barriers for healthcare buyers. Offering financing gives qualified customers another way to acquire equipment while allowing your sales team to keep the conversation focused on the equipment and the customer’s needs.
You Get Paid When the Transaction Funds
For approved transactions, the financing source funds the purchase according to the transaction documents and lender requirements. Dealer payment timing and amount depend on the approved transaction and funding terms.
Give Buyers Another Way to Move Forward
A practice may want your system but may not want to use a large amount of cash for the purchase. Presenting a financing option can give qualified buyers another path forward without requiring you to discount the equipment simply because of a budget objection.
Support Larger Equipment Purchases
Financing can help qualified buyers consider the system and eligible related costs that fit their clinical and operational needs. Depending on the transaction, installation, software, training, and other eligible costs may be financeable.
Create Future Upgrade Opportunities
A financed buyer can create a natural end-of-term opportunity for your sales team to reconnect about upgrades, replacements, service, or additional equipment. The timing depends on the financing structure and term.
Multiple Funding Sources
EquipCash works with multiple financing sources rather than relying on a single bank. This may provide opportunities for qualified buyers across different credit profiles, time-in-business situations, and transaction sizes. Approval is determined by the applicable financing source and transaction structure.
Financing Decisions Vary by Transaction
Some standard transactions may qualify for streamlined documentation, while larger or more complex transactions may require additional financial information. Approval, documentation, and timing depend on the buyer, equipment, transaction size, and financing source.
Up to 100% Medical Imaging Equipment Financing — True Lease Programs
EquipCash helps medical imaging equipment dealers and manufacturers offer qualified customers up to 100% financing of eligible equipment purchase costs through available True Lease programs.
These programs can allow customers to acquire expensive medical imaging equipment without a traditional down payment, helping preserve working capital and making equipment purchases more accessible.
True Lease financing may be available for MRI, CT, PET, diagnostic imaging systems, and other eligible medical equipment.
Help your customers acquire the equipment they need while preserving their cash. Contact EquipCash to discuss True Lease financing options for your equipment sales.
Potential benefits include:
- Up to 100% equipment financing for qualified businesses
- No traditional down payment — an initial lease payment or deposit may be required
- Potential reimbursement of equipment deposits previously paid to vendors, when permitted by the transaction structure
- Progress payments to vendors, subject to lessor approval
- Flexible end-of-lease options, potentially including purchasing, renewing, or returning the equipment
All financing is subject to credit approval, equipment eligibility, and final lease documentation. End-of-lease purchase prices are determined under the applicable lease terms.
Imaging Equipment We Finance — New and Used
Many types of medical imaging equipment may qualify, including new, used, and refurbished systems. Eligibility depends on equipment type, condition, market value, liquidity, buyer qualifications, transaction structure, and lender requirements.
🧲 MRI Systems
- 1.5T and 3.0T closed-bore MRI
- Open and upright MRI systems
- Extremity and dedicated MRI units
- Mobile and transportable MRI
- MRI coils and upgrade packages
⚡ CT Scanners
- 16, 64, 128, and 256-slice CT
- Dual-source and spectral CT
- Cone beam CT (CBCT)
- Low-dose and cardiac CT
- CT accessories and workstations
☢️ Nuclear Medicine & PET
- PET/CT hybrid systems
- PET/MRI hybrid systems
- SPECT and SPECT/CT systems
- Gamma cameras
- Radiation therapy planning equipment
🔊 Ultrasound & Diagnostics
- Shared-service and point-of-care ultrasound
- Cardiovascular ultrasound systems
- 3D/4D obstetric ultrasound
- Diagnostic X-ray and fluoroscopy
- Mammography and bone densitometry
The Conversation That Changes Everything
The same system can be presented with both a purchase price and an estimated financing payment, giving qualified buyers another way to evaluate the acquisition.
From "We Need to Think About It" to "When Can You Deliver?"
For illustration only, a $285,000 imaging system could be presented alongside an estimated monthly payment. The actual payment depends on rate, term, fees, structure, and credit approval. A payment example can help the buyer evaluate the purchase without representing that approval or a specific payment is guaranteed.
How the Medical Imaging Dealer Financing Program Works
No captive finance arm to build. Your team presents the equipment and financing option; the applicable financing source handles the credit decision and financing documentation.
Enroll Your Dealership
Complete the vendor intake form and provide basic information about your dealership, the equipment you sell, and the customers you serve. Program availability and requirements are subject to review.
Quote the Monthly Payment
Your sales team can present an estimated financing payment alongside the system price. Any quoted payment should be identified as an estimate and remain subject to credit approval and the applicable financing structure.
Your Buyer Applies
Your buyer completes the financing application and provides any documentation requested by the applicable financing source. Approval and timing depend on the transaction and lender requirements.
You Get Paid at Funding
After approval and completion of required documents, the transaction is funded according to the financing agreement. Dealer payment timing and responsibilities depend on the funding source and transaction documents.
Why Imaging Dealers Lose Sales Without Financing
⚠️ These conversations happen every week without a financing program:
Translation: they're going to find a dealer who offers payments.
Every day they're at the bank is a day your competitor can call.
Discounting is not the answer. A lower monthly payment is.
Next quarter your contact gets a call from a dealer who solved the money problem.
A medical imaging equipment dealer financing program gives your sales team another tool for handling budget and cash-flow objections while keeping the focus on the equipment purchase.
Calculate Your After-Tax Net Cost on Medical Equipment
Some qualifying medical equipment purchases may be eligible for Section 179 or other tax treatment, depending on the buyer’s circumstances and applicable tax rules. Use the calculator as a planning estimate, not tax advice.
Ready to Offer Financing to Your Imaging Buyers?
Enroll your dealership to explore a medical imaging equipment financing program. There is no stated cost to apply to the vendor program, and your team can present financing to qualified buyers while the applicable financing source handles the credit decision.
Medical Imaging Dealer Financing — Common Questions
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What types of imaging equipment does EquipCash finance?Many major imaging modalities may qualify, including MRI, CT scanners, PET/CT, PET/MRI, nuclear medicine equipment, ultrasound, digital X-ray, fluoroscopy, and mammography. New, used, and refurbished equipment may be considered. Eligibility depends on equipment type, condition, market value, liquidity, buyer qualifications, transaction structure, and lender requirements.
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Does my imaging dealership take on any credit risk in this program?The financing source makes the credit decision, and the dealer's responsibilities depend on the specific program and transaction documents. Do not assume every transaction is non-recourse; EquipCash will explain the applicable structure before the transaction is completed.
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What credit profiles can EquipCash approve for imaging financing?EquipCash works with multiple financing sources, which may provide opportunities for established businesses, newer practices, and a range of credit situations. Not every transaction is approved, and terms vary by funding source.
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How long does the approval process take for medical imaging deals?Some standard transactions may receive an initial decision quickly, while larger or more complex transactions may require additional documentation and more time. Approval and funding timing depend on the buyer, equipment, transaction size, documentation, equipment acceptance, and financing source.
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What financing structures are available for medical imaging buyers?Depending on the transaction, available structures may include equipment finance agreements (EFA), $1 buyout leases, fair market value (FMV) leases, and sale-leaseback financing for practices that own eligible imaging equipment. The available structure and terms depend on the buyer, equipment, transaction, and financing source.
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Does used or refurbished imaging equipment qualify for the dealer program?Yes. Qualified used and refurbished imaging equipment may be financeable. Age, condition, market value, equipment type, resale market, and lender requirements are considered on a case-by-case basis.
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Can imaging buyers use Section 179 to reduce the real cost of financed equipment?Some qualifying equipment purchases may be eligible for Section 179 or other tax treatment. Eligibility and the amount of any deduction depend on the buyer's circumstances and applicable tax law. Buyers should consult a qualified tax professional. Use the Section 179 Calculator as a planning estimate, not tax advice.
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How does a medical imaging dealership enroll in the EquipCash vendor program?Complete the vendor intake form below. EquipCash will review the dealership information and follow up regarding program availability and next steps. There is no stated cost to apply to the vendor program and no obligation to submit a transaction.
Tell us about your imaging dealership. A principal will review your information and follow up regarding program availability and next steps — no cost to apply, no obligation.
Financing is subject to credit approval, equipment eligibility, time in business, transaction structure, and lender requirements. EquipCash is not a direct lender. EquipCash connects businesses and equipment vendors with equipment financing and leasing solutions through its network of financing sources. Program structures, approval criteria, rates, and timelines vary by funding source. Section 179 eligibility should be confirmed with a qualified tax advisor.