Equipment Financing Tools & Calculators
Equipment Financing Tools from EquipCash are a complete set of equipment financing calculators that help you estimate payments, affordability, lease-vs-buy costs and Section 179 tax savings before you apply — then move straight to real financing options built around your business and equipment.
Equipment Financing
Core planning toolsIndustry Calculators
Category-specificMedical Imaging
High-value systemsTax Planning
Deduction & savingsCore Commercial Financing Calculators
Our core equipment financing tools cover the decisions every buyer faces. The Equipment Financing Calculator estimates a monthly payment on any purchase, the Equipment Affordability Calculator works backward from a budget to show how much you can finance, and the Lease vs. Buy Calculator compares the true cost of each structure. The Section 179 Calculator rounds out the set by estimating the tax deduction and net cost of a year-end purchase.
Industry-Specific Equipment Calculators
Industry versions add category context on top of the same engine. Use the Construction Equipment Financing Calculator for heavy machinery, the Semi-Truck Financing Calculator for fleet and owner-operator trucking, and the Medical, Dental, MRI, and Manufacturing calculators for clinical, operatory, imaging, and production equipment. Each returns the same instant monthly estimate so you can compare financing costs across very different equipment on equal footing.
About the EquipCash Equipment Financing Tools
EquipCash Equipment Financing Tools are a free set of calculators built for business owners who want a realistic monthly payment before they ever talk to a lender. Each calculator turns an equipment price, term, and down payment into an instant estimate you can use to budget, compare options, and decide how much equipment you can comfortably finance.
Because every business is different, these equipment financing tools are a starting point rather than a quote. Your actual rate and term depend on your credit profile, time in business, equipment type, and lender underwriting. When your estimate looks right, the fastest way to see real numbers is to request your financing options — it takes only a few minutes and won't impact your credit to start. Equipment purchased and placed in service this year may also qualify for a tax deduction; see the IRS guidance on Section 179 (Publication 946) and the SBA guide to business loans.
Turn your estimate into real financing options.
Every calculator gives you an instant estimate. When you're ready, get a real financing option based on your business and equipment.
Get Your Financing Options →Calculator FAQs
Are these calculators a financing quote?
How accurate are the estimates?
Which calculator should I use?
Does EquipCash finance new and used equipment?
Calculators provide estimates for planning purposes only — not a financing offer, pre-approval or guarantee. Actual rate and terms depend on credit, time in business, equipment type and lender underwriting. EquipCash is not a direct lender. Tax information is general; consult a qualified tax advisor.