Privacy Policy

1 Who We Are

EquipCash ("EquipCash," "we," "our," or "us") is a commercial equipment financing and leasing company headquartered in Diamond Bar, California. We operate the website located at equipcash.com (the "Site") and provide equipment financing application and advisory services to businesses throughout the United States.

EquipCash acts as a broker and intermediary, connecting businesses with third-party lenders and financing companies. We are not a direct lender.

2 Information We Collect

Information You Provide Directly

When you submit an application, contact form, or inquiry through our Site, we may collect:

• Full name and contact information (email address, phone number)
• Business name, address, and years in operation
• Equipment type, description, and estimated value
• Requested financing amount and intended use
• Federal Employer Identification Number (EIN) for corporate applications
• Bank statements or financial information submitted voluntarily to support an application
• Any other information you choose to include in a message or form submission

Information Collected Automatically

When you visit our Site, we may automatically collect certain technical information, including:

• IP address and approximate geographic location
• Browser type, device type, and operating system
• Pages visited, time spent on pages, and referring URLs
• Date and time of your visit

Information from Third Parties

We may receive information about you from third-party service providers, including our form platform provider (JotForm), scheduling tools (Calendly), and web analytics providers, subject to their respective privacy policies.

3 How We Use Your Information

We use the information we collect for the following purposes:

• Processing applications: Evaluating and processing your equipment financing inquiry and connecting you with appropriate lender programs
• Communication: Contacting you regarding your application, answering questions, and providing status updates
• Lender matching: Sharing your information with our network of third-party lenders to identify financing options appropriate for your needs
• Improving our services: Analyzing how visitors use our Site to improve usability and content
• Legal compliance: Complying with applicable laws, regulations, and legal obligations
• Security: Detecting, preventing, and responding to fraud, abuse, or security incidents

We do not use your information for automated decision-making or profiling for purposes beyond financing evaluation.

4 How We Share Information

EquipCash does not sell your personal or business information. We may share your information in the following circumstances:

Lender Network

To process your financing inquiry, we share relevant application information with third-party lenders, leasing companies, and financing institutions in our network. These parties are independent of EquipCash and are subject to their own privacy policies.

Service Providers

We work with third-party service providers who assist us in operating our Site and managing communications. These providers access your information only as necessary to perform services on our behalf and are obligated to maintain appropriate confidentiality.

Legal Requirements

We may disclose your information if required by law, court order, regulatory authority, or to protect the rights, property, or safety of EquipCash, our clients, or others.

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. You will be notified of any such change and any choices you may have regarding your information.

5 Cookies and Tracking Technologies

Our Site may use cookies and similar tracking technologies to improve your experience. Cookies are small files stored on your browser that help us recognize returning visitors and understand how the Site is used.

Types of Cookies We Use

• Essential cookies: Required for the Site to function properly
• Analytics cookies: Help us understand how visitors interact with the Site (e.g., Google Analytics)
• Form cookies: Used by our third-party form provider (JotForm) to maintain session state

You may disable cookies through your browser settings. Disabling cookies may affect certain features of the Site. We do not currently respond to "Do Not Track" signals from browsers.

6 Data Retention

We retain your information for as long as necessary to fulfill the purposes described in this Privacy Policy, including:

• As long as your application or financing relationship is active
• As required by applicable law, regulation, or contractual obligation
• For a reasonable period following the conclusion of a financing relationship to address any questions, disputes, or legal requirements

When information is no longer needed, we take reasonable steps to securely delete or anonymize it.

7 Security

We take the security of your information seriously. Our Site uses 256-bit SSL encryption for data transmitted through our forms and contact channels. We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, alteration, or destruction.

However, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee absolute security. If you believe your information has been compromised, please contact us immediately at the address below.

8 Your Rights and Choices

Depending on your location and applicable law, you may have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information, subject to certain legal exceptions
• Opt-out of communications: Unsubscribe from marketing or follow-up communications at any time
• Portability: Request your information in a portable, machine-readable format where technically feasible

To exercise any of these rights, please contact us using the information provided in Section 12. We will respond to verifiable requests within the timeframe required by applicable law.

9 California Privacy Rights (CCPA / CPRA)

If you are a California resident, the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA) provide you with specific rights regarding your personal information, including:

• The right to know what personal information we collect and how it is used
• The right to delete personal information we have collected, subject to exceptions
• The right to opt out of the sale or sharing of personal information
• The right to correct inaccurate personal information
• The right to limit the use of sensitive personal information
• The right to non-discrimination for exercising your privacy rights

We do not sell your personal information as defined under California law. To submit a California privacy request, please contact us at the information provided in Section 12. We will verify your identity before processing your request and respond within 45 days, with an extension of an additional 45 days when reasonably necessary.

10 Children's Privacy

Our Site and services are intended for business operators and adults aged 18 and older. We do not knowingly collect personal information from individuals under the age of 18. If we become aware that we have inadvertently collected information from a minor, we will take prompt steps to delete that information. If you believe a minor has submitted information through our Site, please contact us immediately.

11 Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically.

Your continued use of our Site following the posting of any changes constitutes your acceptance of the updated Privacy Policy.

12 Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or the handling of your information, please contact us: