Equipment Financing & Leasing — From $10,000, No Maximum
From medical imaging to tractor trailers, construction equipment to restaurant kitchens — EquipCash funds what your business needs, fast. 100% financing available, startups welcome, marginal credit considered.
* 24-hour approval & funding with approved credit. Results depend on credit profile, time in business, and lender conditions.
Whatever your business needs — we finance it
We specialize in three core verticals with dedicated teams and lender relationships for each.
Medical & Dental
MRI machines, dental chairs, diagnostic tools, imaging equipment, surgical systems, ophthalmology, veterinary equipment, and more. Trusted by clinics and health systems nationwide.
Construction & Heavy Machinery
Excavators, cranes, bulldozers, lifts, and industrial equipment. Fast approvals for contractors, project-driven companies, and civil engineering firms of all sizes.
High Tech, Factory & Manufacturing
CNC machines, robotics, automation systems, lab equipment, and production-line technology. Keep your factory competitive without tying up capital.
Put Cash to Work — Not Tied Up in Equipment
Businesses that finance equipment consistently outperform those that pay cash outright. Here's the financial case.
Financing vs. Paying Cash Outright: What Stays in Your Business
When you finance equipment, your working capital stays available for payroll, marketing, and growth. The equipment pays for itself while you keep momentum.
- Preserve working capital for daily operations
- Deduct monthly payments as a business expense
- Fixed payments make cash flow predictable
- Upgrade equipment without large capital outlays
- Keep credit lines open for other opportunities
EquipCash vs. Banks — Not All Lenders Are Created Equal
Traditional banks are slow, rigid, and built for real estate. EquipCash is purpose-built for equipment financing and leasing.
Funded in Four Simple Steps
From application to funds in your account — we move fast so your business doesn't wait.
Apply online
Quick digital application — no paperwork, no branch visit. $500,000 application-only, no financials needed.
Get approved
Our team connects you with the best lender for your needs — 24-hour approval with approved credit.*
Review your offer
Receive clear terms — rate, monthly payment, duration. No surprises, no hidden fees.
Get funded
Sign digitally and funds go directly to the equipment vendor. Same-day funding available.*
Built for Businesses Banks Say No To
Clients choose EquipCash because we specialize in exactly what traditional lenders avoid.
Fast Approvals
Many clients receive approval the same day they apply — 24-hour approval & funding with approved credit. No weeks waiting on a bank committee.*
Startups Welcome
New businesses often get turned away by banks. We work with early-stage companies to get them the equipment they need to launch and grow.
Simple Credit App
Our streamlined application takes minutes. We consider marginal credit profiles that traditional lenders won't touch — $10,000 minimum, no maximum.
* 24-hour approval & funding with approved credit. Subject to credit approval, time in business, and lender conditions.
Sale Leaseback — Unlock Cash From Equipment You Already Own
Already own your equipment? Sell it to a lender at appraised value — and lease it straight back. Your equipment stays in place, operations continue without interruption, and the cash goes directly into your account.
How it works
You sell your existing equipment to a lender at its current market value. The lender leases it back to you under a fixed monthly payment. The equipment never leaves — and the cash is deposited directly to your account for expansion, debt payoff, or new investment.
- Convert paid-off equipment into immediate working capital
- Zero downtime — equipment never leaves your facility
- Tax-deductible fixed monthly payments
- Ideal for expansion, debt payoff, or partner buyouts
- Medical, construction, manufacturing, trucks & more
Works great for
Medical practices, contractors, manufacturers, fleet operators — any business with paid-off equipment worth $25K or more.
Typical timeline
Most sale leaseback transactions fund within 5–10 business days. Same-day approval with approved credit.*
How much can I get?
Typically 80–100% of current appraised value. $10,000 minimum — no maximum.
Equipment stays put
Your equipment never moves. Operations continue without interruption — the only thing that changes is the cash in your account.
If Your Business Uses It, We Can Finance It
We work with virtually every equipment category across all major industries. $10,000 minimum — no maximum.
Medical & Dental
- MRI & CT imaging systems
- Diagnostic & surgical equipment
- Dental chairs & CAD/CAM systems
- Ophthalmology & veterinary equipment
- Lab & point-of-care testing
Construction & Industrial
- Excavators & bulldozers
- Cranes, lifts & forklifts
- Generators & HVAC systems
- Water treatment systems
- Loaders & compactors
Manufacturing & High Tech
- CNC machines & robotics
- 3D printers & scanners
- Data center equipment
- Automation & control systems
- Virtualization & networking
Trucks & Transportation
- Semi trucks & 18-wheelers
- Tractor trailers & flatbeds
- Refrigerated & specialty trucks
- Delivery & fleet vehicles
- Logistics & material handling
Industrial Specialty
- Robotics & automation
- Solar & wind energy systems
- Mining & extraction machinery
- Aviation ground equipment
- Broadcasting systems
Restaurant & Food Service
- Commercial kitchen equipment
- Refrigeration & cold storage
- Food trucks & trailers
- POS & ordering systems
- Hospitality furnishings
Corp-Only Financing — No Personal Guarantee
Established corporations can finance equipment without putting personal assets at risk. Designed for businesses with strong corporate credit profiles.
- $10,000 minimum — no maximum financing
- 5 years in business preferred (2 yrs for some)
- Paynet Masterscore of 680+
- No outstanding liens or judgments
Ready to get started? Let's talk.
Tell us about your equipment needs — $10,000 minimum, no maximum — and we'll follow up quickly with your best options.
* 24-hour approval & funding with approved credit. Timelines subject to credit approval, time in business, equipment type, documentation completeness, and individual lender conditions. Results may vary. EquipCash is not a direct lender — we connect businesses with equipment financing solutions through our network of lenders.
Frequently Asked Questions
Can't find an answer? Contact us or schedule a call.
Still have questions?
Our team is ready to walk you through your options — $10,000 minimum, no maximum.
* 24-hour approval & funding with approved credit. Timelines subject to credit approval, time in business, equipment type, documentation completeness, and individual lender conditions. Results may vary. EquipCash is not a direct lender — we connect businesses with equipment financing solutions through our network of lenders.