EquipCash — Equipment Financing & Leasing
From medical imaging to heavy machinery, tractor trailers to restaurant equipment — EquipCash funds what your business needs, fast. 100% financing available, startups welcome, marginal credit considered.
* 24-hour approval & funding with approved credit. Results depend on credit profile, time in business, and lender conditions.
Whatever your business needs — we finance it
We specialize in three core verticals with dedicated teams and lender relationships for each.
Medical & Dental
MRI machines, dental chairs, diagnostic tools, imaging equipment, surgical systems, ophthalmology, veterinary equipment, and more. Trusted by clinics and health systems nationwide.
Construction & Heavy Machinery
Excavators, cranes, bulldozers, lifts, and industrial equipment. Fast approvals for contractors, project-driven companies, and civil engineering firms of all sizes.
High Tech, Factory & Manufacturing
CNC machines, robotics, automation systems, lab equipment, and production-line technology. Keep your factory competitive without tying up capital.
Put cash to work — not tied up in equipment
Businesses that finance equipment consistently outperform those that pay cash outright. Here's the financial case.
Cash vs. financing: what stays in your business
When you finance equipment, your working capital stays available for payroll, marketing, and growth. The equipment pays for itself while you keep momentum.
- Preserve working capital for daily operations
- Deduct monthly payments as a business expense
- Fixed payments make cash flow predictable
- Upgrade equipment without large capital outlays
- Keep credit lines open for other opportunities
Not all lenders are created equal
Traditional banks are slow, rigid, and built for real estate. EquipCash is purpose-built for equipment.
Funded in four simple steps
From application to funds in your account — we move fast so your business doesn't wait.
Apply online
Quick digital application — no paperwork, no branch visit. App-only up to $500K.
Get approved
Our team connects you with the best lender — often within hours. 24-hour approval with approved credit.*
Review your offer
Receive clear terms — rate, monthly payment, duration. No surprises, no hidden fees.
Get funded
Sign digitally and funds go directly to the equipment vendor. Same-day funding available.*
Built for businesses banks say no to
Clients love that we specialize in exactly what traditional lenders avoid.
Fast approvals
Many clients receive approval the same day they apply — no weeks waiting on a bank committee. 24-hour approval & funding with approved credit.*
Startups welcome
New businesses often get turned away by banks. We work with early-stage companies to get them the equipment they need to launch and grow.
Simple credit app
Our streamlined application takes minutes. We consider marginal credit profiles that traditional lenders won't touch — $10,000 minimum, no maximum.
* 24-hour approval & funding with approved credit. Subject to credit approval, time in business, and lender conditions.
Unlock Cash From Equipment You Already Own
Already own your equipment? Sell it to a lender at appraised value — and lease it straight back. Your equipment stays in place, operations continue without interruption, and the cash goes directly into your account.
- Convert paid-off equipment into immediate working capital
- Zero downtime — equipment never leaves your facility
- Tax-deductible fixed monthly payments
- Ideal for expansion, debt payoff, or partner buyouts
- Medical, construction, manufacturing, trucks & more
Works great for
Medical practices, contractors, manufacturers, fleet operators — any business with paid-off equipment worth $25K or more.
Typical timeline
Most sale leaseback transactions are structured and funded within 5–10 business days of application.*
How much can I get?
Funding is based on current market value — typically 80–100% of appraised value of your equipment.
Keep your equipment
Your equipment never moves. Operations continue without interruption — the only thing that changes is the cash in your account.
If your business uses it, we can finance it
We work with virtually every equipment category across all major industries. $10,000 minimum — no maximum.
Medical & Dental
- MRI & CT imaging systems
- Diagnostic equipment
- Surgical instruments
- Dental & ophthalmic tools
- Veterinary equipment
Construction & Industrial
- Excavators & bulldozers
- Cranes & lifts
- Forklifts & loaders
- Generators & HVAC
- Water treatment systems
Manufacturing & High Tech
- CNC machines & robotics
- 3D printers & scanners
- Data center equipment
- Automation systems
- Virtualization systems
Trucks & Transportation
- Semi trucks & 18-wheelers
- Tractor trailers & flatbeds
- Delivery & fleet vehicles
- Specialty transport
- Logistics equipment
Industrial Specialty
- Robotics & automation
- Solar & wind energy
- Mining machinery
- Aviation equipment
- Broadcasting systems
Restaurant & Food Service
- Commercial kitchens
- Refrigeration units
- Food trucks & trailers
- POS systems
- Hospitality furnishings
Everything you need to know about equipment financing
Can't find an answer? Contact us here or schedule a call.
Still have questions?
Our team is ready to walk you through your options and find the right financing solution — $10,000 minimum, no maximum.
Apply nowCorp-Only Financing — No Personal Guarantee
Established corporations can finance equipment without putting personal assets at risk. Designed for businesses with strong corporate credit profiles.
- $10,000 minimum — no maximum financing
- 5 years in business preferred (2 yrs for some)
- Paynet Masterscore of 680+
- No outstanding liens or judgments
Ready to get started? Let's talk.
Tell us about your equipment needs — $10,000 minimum, no maximum — and we'll follow up quickly with your best options.
* 24-hour approval & funding with approved credit. Timelines subject to credit approval, time in business, equipment type, documentation completeness, and individual lender conditions. Results may vary. EquipCash is not a direct lender — we connect businesses with equipment financing solutions through our network of lenders.