Medical Equipment Financing Built for Growth
Medical equipment leasing and financing programs from EquipCash deliver customized solutions for diagnostic, surgical, and specialist practices — new or pre-owned, from $10,000 with no maximum, across all 50 states.
* 24-hour approval with approved credit. No maximum financing limit.
Medical Equipment Leasing and Financing for Every Healthcare Specialty
Medical equipment leasing and financing from EquipCash serves private practices, specialty clinics, ambulatory surgery centers, and full hospital systems. Whether you are a solo physician opening a new practice or a multi-location medical group expanding imaging capacity, our programs are built around your specialty, credit profile, and timeline.
Radiology & Imaging Centers
Medical equipment leasing and financing for MRI machines, CT scanners, PET systems, X-ray suites, and ultrasound equipment — new and pre-owned.
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Surgical Centers & Hospitals
Medical equipment leasing and financing for Da Vinci surgical robotics, laparoscopic systems, anesthesia machines, and full OR suites.
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Ophthalmology & Eye Care
Medical equipment leasing and financing for LASIK systems, OCT scanners, slit lamps, phacoemulsification equipment, and optical coherence systems.
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Dental & Oral Surgery
Medical equipment leasing and financing for dental chairs, CBCT cone beam scanners, CAD/CAM milling systems, intraoral cameras, and X-ray suites.
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Oncology & Radiation Therapy
Medical equipment leasing and financing for linear accelerators, brachytherapy systems, and oncology imaging — including older models and high serial numbers.
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Veterinary & Lab Sciences
Medical equipment leasing and financing for veterinary surgical suites, digital radiography, laboratory analyzers, centrifuges, and diagnostic systems.
Get pre-approved →Medical Equipment Leasing vs. Financing — Technology Hedge or Equity?
Both medical equipment leasing and financing allow your practice to acquire high-value systems without a large upfront cash outlay. The right structure depends on your tax strategy, ownership goals, and how rapidly the technology you need evolves.
| Factor | 🔄 Medical Equipment Leasing (Technology Hedge) |
🏦 Medical Equipment Financing (Equity Builder) |
|---|---|---|
| Ownership | Return, upgrade, or buy at end of term | Own outright once loan is repaid |
| Monthly payments | Typically lower — operating expense | Slightly higher — principal + interest |
| Tax treatment | Lease payments often 100% deductible immediately | Section 179 deduction up to $2,560,000 year one |
| Balance sheet | Off-balance sheet — improves debt-to-equity | Asset listed with corresponding liability |
| Technology hedge | High — upgrade at term end as technology advances | Lower — own it, must resell or trade in |
| Best for | Imaging, robotics, diagnostic tech (fast-evolving) | Dental chairs, surgical tables (long-stable use) |
| Down payment | Often none required with approved credit | Often none — 100% financing available |
| App-only option | Up to $500K — no financials required | Up to $500K — no financials required |
* Results vary by credit profile, lender, and equipment type. Consult a tax advisor regarding deductibility.
Why Practices Choose Specialized Medical Equipment Lease Structures
Specialized medical equipment leasing and financing goes beyond a simple loan — it is structured around the unique financial realities of healthcare: high equipment costs, rapid technology cycles, and complex tax positions.
💵 Preserve Practice Cash Flow
Acquire high-cost diagnostic and surgical systems without depleting operating reserves. Keep cash available for payroll, supplies, and unexpected operational needs.
🔄 Technology Hedge — Upgrade at Term End
FMV lease structures allow you to upgrade to the latest imaging or surgical technology at end of term — critical where equipment generations change every 3–5 years.
📊 Improve Your Practice Balance Sheet
Operating leases move equipment from "fixed assets" to "operating expenses" — improving your debt-to-equity ratio and making your practice more attractive to investors and lenders.
🚀 Startup Practices Welcome
Medical equipment leasing and financing programs from EquipCash are built for new practices. App-only approval to $500,000 — no financial statements or tax returns required.
🏥 New and Pre-Owned Equipment
Both new and pre-owned medical equipment qualify — refurbished MRI machines, used surgical robotics, and older oncology systems with high serial numbers are all eligible.
⚡ 24-Hour Approvals Available
Most medical equipment leasing and financing applications receive a credit decision within 24 hours. Same-day funding is available in many cases with approved credit.*
2026 Section 179 Alert — Medical Equipment Leasing and Financing
The IRS Section 179 deduction allows medical practices to deduct the full cost of financed or leased equipment in the year it is placed into service. In 2026, this is one of the most powerful tax strategies available to high-tax-bracket medical professionals.
- ✅ $2,560,000 maximum Section 179 deduction — 2026
- ✅ 100% Bonus Depreciation reinstated — MRI, CT, robotics qualify
- ✅ Financed equipment qualifies — no need to pay cash for the deduction
- ✅ New and pre-owned medical equipment both eligible
* Consult your tax advisor regarding eligibility and benefits specific to your practice structure and tax position.
Medical Equipment Leasing and Financing — Common Questions
Answers to the most common questions about medical equipment leasing and financing. Contact us or schedule a call for a personal consultation.
Ready to Finance Your Medical Equipment?
EquipCash provides medical equipment leasing and financing nationwide — from $10,000 with no maximum. App-only approval to $500,000, 24-hour decisions, and programs for startup practices, marginal credit, and pre-owned equipment. For additional guidance on small business lending, the U.S. Small Business Administration offers complementary federal resources.
Ready to get started? Apply now or contact our team — we respond quickly and speak plainly.
* 24-hour approval & funding with approved credit. Subject to credit approval, time in business, equipment type, and lender conditions. Results may vary. EquipCash is not a direct lender — we connect practices with medical equipment financing solutions through our network of lenders. Tax information is general — consult a qualified tax advisor. Headquartered at 23535 Palomino Dr. #383, Diamond Bar, CA 91765.