Construction, Heavy Equipment & Agricultural
EquipCash Finances
Construction - Agricultural - Heavy Equipment
New & Used
Equipment is Expensive...Finance it!
EquipCash Finances:
- Same Day Funding
- $500,000 Application Only
- $10,000 and up
- No Maximum
- Sale Leaseback Equipment
- Working Capital
Preserve Your Working Capital!
Financing equipment allows you to preserve working capital and lines or credit for other business investments.
EquipCash
Providing a comprehensive and tailored approach:
Expertise and Knowledge: EquipCash specialize in equipment financing and understand the nuances of getting approvals. They can provide insights on the best financing options for your specific needs.
Time Savings: Navigating the financing landscape can be time-consuming. EquipCash can streamline the process, handling paperwork and negotiations, allowing you to focus on your business.
Access to Multiple Lending Options: EquipCash has a wide range of the best options, including alternative financing sources. This gives you access to potentially better terms.
Less Rigid Requirements: EquipCash has more flexible qualification criteria, making it easier for businesses with unique financial situations to secure financing.
Tailored Solutions: EquipCash will help you find financing options that are customized to your situation, including specialized programs for different types of equipment or industries.
Ongoing Support: EquipCash will not only assist you in securing financing but can also provide ongoing support and advice for future needs.
Construction equipment is expensive, especially if you are a new business or have limited access to capital. Financing or leasing construction equipment can help you get the equipment you need without spending thousands upfront. Here are some benefits of financing or leasing construction equipment:
- No cash needed to finance
- Maintain bank lines of credit
- Upgrade your existing equipment
- Increase your efficiency without high capital expenditure
- Simple monthly payment plan
- Option to Own Equipment
- Tax-deducible while getting write-offs
Banks vs EquipCash
Application Process
Traditional banks have a rigorous application process that requires additional documentation. EquipCash offers $500,000 loans with application only.
Qualification criteria:
Banks generally have more strict criteria to qualify for equipment loans.
Approval time
EquipCash offers fast approvals and same-day funding. Banks may take a significant amount of time to process an equipment loan application and fund the transaction.
Funding speed:
EquipCash offers faster funding than banks.
Payment terms
Banks, credit unions, and online lenders may have rigid payment structures and terms. EquipCash offers equipment loans are term loans with amortized payment terms.
Collateral
EquipCash often uses only the equipment being purchased as the collateral for the loan.
Down payment
EquipCash will generally finance up to 100% with most approved credits, meaning you won’t be required to make a down payment.
Specialization
Banks are generalists that offer a range of services, while EquipCash specialize in commercial lending for equipment, vehicles and other business goods.
Renting vs. Financing
Ownership: Financing allows you to own the equipment outright, which can be a valuable asset for your business.
Cost Savings: Over time, financing may be more cost-effective than renting, especially for long-term projects where rental costs can add up.
Customization: Owning equipment enables you to customize it to your specific needs and preferences, which can enhance efficiency.
Tax Benefits: You may be able to deduct interest payments and depreciation on financed equipment, offering potential tax advantages.
Availability: Owning equipment means you have immediate access when needed, avoiding delays associated with rental availability.
Predictable Payments: Financing provides predictable monthly payments, which can help with budgeting and cash flow management.
Usage Flexibility: You can use the equipment as often as needed without worrying about rental terms or fees.
Resale Value: If the equipment is well-maintained, you can sell it later to recoup some of your investment.
Reduced Dependence on Rental Companies: Financing lessens reliance on rental companies and their terms, allowing for more control over your operations.
Operational Efficiency: These benefits enhance operational efficiency and financial stability for construction businesses.
Financing Construction Equipment from A to Z...
Aerial lifts
Air compressors
Asphalt distributors
Asphalt recyclers
Augers
Boring machines
Bridge cranes
Bucket trucks
Cable plows
Cement mixers
Cherry pickers
Compaction equip.
Concrete buggies
Concrete crushers
Concrete finishers
Concrete pumps
Concrete screeds
Concrete sprayers
Concrete trowels
Crushing plants
Demolition equipment
Draglines
Dredges
Earth augers
Earthmoving equipment
Backhoe loaders
Bulldozers
Cranes
Excavators
Forklifts
Graders
Loaders
Pavers
Rollers
Skid steer loaders
Telehandlers
Trenchers
Articulated trucks
Asphalt pavers
Compactors
Concrete mixers
Concrete pumps
Concrete saws
Concrete vibrators
Crawler loaders
Drilling equipment
Dump trucks
Generators
Hydraulic hammers
Hydraulic excavators
Electric generators
Elevating scrapers
Excavator buckets
Feller Bunchers
Floodlights
Floor grinders
Floor polishers
Floor sanders
Floor strippers
Forklift attachments
Fuel tanks
Gantry cranes
Geotech Drilling Rigs
Grapples
Hammer drills
Haul trucks
Directional drills
Hydraulic rock drills
Impact crushers
Jaw crushers
Laser grading Equipment
Lawn mowers
Magnetic separators
Material handler
Hydraulic breakers
Hydraulic shears
Hydraulic thumbs
Hydraulic thumbs
Laser levels
Light towers
Manlifts
Mini excavators
Motor graders
Off-road trucks
Pile drivers
Pipe layers
Power buggies
Scrapers
Sweepers
Track loaders
Tractors
Trommel screens
Utility vehicles
Vacuum excavators
Water trucks
Wheel excavators
Wheel loaders
Wood chippers
Work platforms