Need Working Capital? Equipment Sale-Leaseback is the Strategic Way.
Unlock the cash trapped in your existing assets without losing a single day of productivity.
Many successful businesses find themselves "asset-rich and cash-poor." Your machinery, vehicles, and specialized equipment represent significant capital that could be working harder as liquid cash — funding expansion, paying off high-interest debt, or increasing your operational reserves.
* 24-hour approval & funding with approved credit. Results depend on credit profile, time in business, and lender conditions.
Sell Your Equipment. Keep Using It. Get the Cash Now.
A Strategic Sale-Leaseback allows you to sell your owned equipment to EquipCash for a lump sum of cash — while simultaneously leasing it back so you can continue using it without any interruption to your operations.
Think of it as converting a dormant asset into an active financial tool. The equipment stays exactly where it is. Your team keeps using it. Your customers never notice a difference. The only change is the working capital now sitting in your business account.
It's used by hospitals, construction firms, manufacturers, trucking companies, and businesses across every industry that depends on high-value equipment — and it's one of the most underutilized financial strategies available to business owners today.
Three Reasons Smart Businesses Choose Sale-Leaseback
Beyond the immediate cash infusion, a sale-leaseback restructures your balance sheet, your tax position, and your financial flexibility in ways that can reshape your business's trajectory.
Immediate Cash Injection
Whether you operate a medical clinic, construction firm, or manufacturing plant, a sale-leaseback provides a fast infusion of working capital — typically funded within days of appraisal. Use the funds for payroll, R&D, inventory, or seizing time-sensitive business opportunities.
Off-Balance Sheet Benefits
Move heavy equipment from "fixed assets" to "operating expense." This can meaningfully improve your debt-to-equity ratio, making your company's financial profile significantly more attractive to investors, banks, bonding companies, and future lenders.
Optimized Tax Strategy
Lease payments are often treated as fully deductible operating expenses, providing a more aggressive tax write-off than the slow multi-year depreciation schedules required for owned assets. Consult your tax advisor for guidance specific to your business.*
Simple. Transparent. Strategic.
From your initial equipment list to cash in your account — we've designed every step to be fast, straightforward, and completely transparent.
Assessment
Submit a list of the equipment you wish to monetize. We review asset types, ages, and your business situation to structure the best possible leaseback.
Valuation
Our experts determine the current fair market value of your assets — honestly and transparently, with no low-ball offers. You deserve to know what your equipment is truly worth.
Funding
We purchase the assets and wire the funds directly to your business account. Most transactions fund within days — not weeks — of the completed appraisal.
Operational Continuity
You continue using your equipment exactly as before, making manageable fixed monthly lease payments. Zero downtime. Zero disruption to your customers or team.
Your Strategic Partner for Equipment Sale-Leaseback
Not all leaseback providers are created equal. EquipCash has been structuring equipment financing and leaseback transactions since 1998 — and our approach is built on honesty, speed, and terms that actually work for your business.
- Fair market appraisals: We provide honest, market-driven valuations to ensure you get the maximum cash out of your equipment — not a lowball offer designed to benefit the lender.
- Speed to wire: We understand that working capital is often time-sensitive. We move from appraisal to funded in days — not weeks.
- Customized lease terms: We structure your payments to match your industry's revenue cycles — keeping your cash flow healthy throughout the lease term.
- No operational disruption: Your equipment never moves. Your team never notices. The only thing that changes is the cash in your account.
- All industries, all 50 states: Medical, construction, manufacturing, transportation, and more. $10,000 minimum — no maximum.
Frequently Asked Questions
Everything you need to know about equipment sale-leasebacks. Contact us or schedule a call for a personal consultation.
Ready to Unlock Your Equipment's Value?
Tell us what equipment you own — $10,000 minimum, no maximum — and our team will respond quickly with a fair market valuation and funding options.
🔒 No obligation · All 50 states · Fair market appraisals · Cash in days
* 24-hour approval & funding with approved credit. Timelines subject to credit approval, equipment type, appraisal, documentation completeness, and individual lender conditions. Results may vary. EquipCash is not a direct lender — we connect businesses with equipment financing solutions through our network of lenders. Tax information is general in nature; consult a qualified tax advisor regarding deductibility and tax implications specific to your business.