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Free Tool · Instant Monthly Payment Estimate

Equipment Financing Calculator

Enter your equipment price and see your estimated monthly payment instantly — what we call a Guestament℠. Then apply for a real quote from EquipCash.

✅ Instant estimate ⚡ No sign-up required 🔒 No credit impact 📊 Monthly payment + total cost
Two professionals reviewing equipment financing numbers and estimating a monthly payment — EquipCash Equipment Financing Calculator

Equipment Financing Calculator

Enter your equipment details for an instant monthly payment estimate.

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Estimated monthly payment
/mo
This is a Guestament℠ — an estimate, not a financing offer
Amount financed
Est. total interest
Est. total cost

This is a Guestament℠ — an informed estimate, not a quote. Actual rate and payment depend on credit, time in business, equipment type, and lender underwriting. Your rate is determined at approval and will vary. Not a financing offer or guarantee of approval.

How this Equipment Financing Calculator works

The Equipment Financing Calculator gives you an instant Guestament℠ — an informed monthly payment estimate based on current market financing rates. Enter your equipment price, select a term, and see your number in seconds. When you're ready for a real quote, apply directly from this page.

What is a Guestament℠?

A Guestament℠ is an informed estimate — more than a guess, but not yet a formal quote. It uses current market financing rates to give you a realistic starting point for planning. Your actual payment will depend on your credit, time in business, and the specific equipment.

What equipment can I finance?

Virtually all types of business equipment qualify — construction and heavy equipment, medical and diagnostic systems, manufacturing machinery, semi-trucks and fleet vehicles, technology, and much more. New and pre-owned both qualify.

How do I get a real payment quote?

Hit Apply Now after calculating your estimate. EquipCash's team will review your file personally and typically deliver a credit decision within 24 hours — app-only to $500,000, no financial statements required.

Frequently Asked Questions

No. This calculator is a planning tool only — it does not pull your credit or submit any application. You only authorize a credit inquiry when you formally apply.
Your rate is determined based on your credit profile, time in business, equipment type, and the lender's underwriting at the time of approval. Your actual rate depends on your credit profile, time in business, and the specific equipment. Many borrowers qualify for rates in this range; some pay more depending on credit.
Most EquipCash lenders offer application-only financing up to $500,000 — no tax returns or financial statements required. For larger amounts, financials are typically needed.
Yes. Both new and pre-owned equipment qualify. Used equipment may carry slightly different terms depending on age, condition, and lender guidelines.

About this estimate

This calculator uses a representative market rate to give you an informed starting point — what we call a Guestament℠.

Your actual rate and payment depend on your credit profile, time in business, and the specific equipment. Many borrowers qualify for competitive rates close to this estimate.

App-only to $500,000 No tax returns or financial statements needed under $500K. Just a simple application.

Want a real financing quote?

The calculator provides an estimate.
Get a financing option based on your business and equipment.

No obligation · Won’t impact your credit · Decisions typically within 24 hours

Get My Financing Options →

Get a real payment quote

Apply in minutes — no obligation, won't impact your credit, decision typically within 24 hours.

Apply for Financing →

* This calculator provides a Guestament℠ — an informed estimate for planning purposes only. It is not a financing offer, pre-approval, or guarantee. Actual rate and terms depend on credit, time in business, equipment type, and lender underwriting. EquipCash is not a direct lender — we connect businesses with equipment financing solutions through our network of lenders. EquipCash | 23535 Palomino Dr. #383, Diamond Bar, CA 91765 | 909-781-4040

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